Your money without boundary in your pocket

Paenote is the trade finance platform for importers, distributors, and multi-branch retailers. Open a business account fast, pay suppliers globally, discount invoices, and keep tight control from one dashboard.

Trusted by growing retailers and wholesalers across Africa.

Whether you’re opening a corporate account in under 5 minutes at zero cost, managing multiple branches with dedicated accounts, or making cross-border payments to suppliers in 100+ countries, Paenote is here to simplify your financial workflows.

Invoice

Issue invoices in supported currencies, share payment links, reconcile automatically

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Business Suite

Separate branch accounts, set approvals, and prevent errors before they happen.

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Unlock the full
potential of your business

From supplier payouts to early invoice funding, Paenote streamlines the money side of trade so inventory keeps moving.

Instant Transactions

Fund local & cross-border payouts with clear fees and live status

Multi-Branch Management

Open branch accounts for clean separation of funds and responsibilities. Assign roles, set limits, require approvals, and keep a full trail for finance and audit.

Smart Analytics

Gain insights into your business finances with our AI-powered tools tailored for the African market.

Secure Platform

Your data is encrypted in transit and at rest, protected by strict access controls, activity logs, and approval workflows. We verify businesses (KYB), screen transactions, and maintain audit trails in partnership with regulated financial institutions.

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